Now Kisan Credit Card will be made in 14 days, there is a great opportunity till 31 October 2023

The central government is running many schemes to provide income and economic benefits to the farmers. One of these schemes is the Kisan Credit Card. In this, farmers can take loans through cards.

If you have not yet applied for Kisan Credit Scheme then you do not need to worry. You can easily make a Kisan Credit Card. The government has kept the KCC saturation drive for this.

If farmers are planning to start animal husbandry, fish farming, or any farming-related business, then they can take a loan under the Kisan Credit Card. This is a short-term loan. Let us tell you that the KCC Saturation Drive campaign started on October 1, 2023. This campaign will run till 31 October 2023. If you apply for a Kisan Credit Card now, you will get a Kisan Credit Card by 14 November 2023.

You can get the benefit of a cheap loan under the Kisan Credit Card Scheme. In this, you get interest rates ranging from 2 percent to 4 percent. Farmers get affordable loans. The farmer also gets a lot of time to repay the loan.

To apply for a Kisan Credit Card, a farmer has to fulfill several criteria. Farmers have to be members of self-help groups or joint liability groups. At the same time, the farmer should also be involved in non-agricultural activities like animal husbandry, or fishing.

Kisan Credit Card Scheme was started in 1998. It was started by the National Bank for Agriculture and Rural Development (NABARD). The objective of this scheme is to provide short-term loans to farmers. It offers many benefits like low-interest rates, flexible repayment options, and insurance coverage. Apart from this, the benefits of savings accounts, smart cards, and debit cards are also available.