If you want to save your credit score, do not make these mistakes with credit card even by mistake, financial crisis may come on you too.

Today everyone uses credit cards. By the way, now getting a credit card has become very easy. A credit card comes in handy to manage your finances or in case of an emergency. Many times we make many mistakes regarding credit cards. If you have also taken a new credit card, then you should take care of many things before using it.

Many people exhaust the entire credit card limit. This should never be done. Actually, the limit given on the credit card should be used in an emergency. If you finish the credit card limit every month, then you have to pay that amount. Apart from this, spending the credit card limit in full has a direct impact on your credit score.

Whenever you have a credit card bill, you should pay it on time. If you pay the bill late, then you may also have to pay late charges. While making bill payments, we have to first pay the credit card limit. After this, you have to pay the minimum balance. If you pay the minimum balance and pay the limit late, then you will have to pay a higher interest rate. In such a situation, you can get buried under the burden of debt.

International transactions should never be done with a credit card. If we do so, we have to pay foreign currency transaction fees. This fee is very high. In this case, you should use a prepaid card instead of a credit card. Apart from this, you can also use a Forex card.