5 insurances keep every person and their family safe, know all the important things before buying the policy

In today's time, insurance proves to be very effective to secure yourself and your family. Whenever you do an insurance or insurance search, many different types of insurance options come in front of you, due to which you get into trouble as to which one of these insurances is right for you.
Now you do not have to worry, because we will tell you which five such insurances you should take which will keep you as well as your family safe and will also keep your future safe. Let's know one by one.
Term Insurance: The main member of the household on whom others are dependent is advised to take this insurance. It is a kind of life insurance. In term insurance, the primary member has to pay premiums for a limited period of time, after which he gets the right coverage.
If due for some reason, the main member dies, then this insurance money helps a lot in providing financial assistance to the family. The amount deposited in this insurance is given to the nominee in a lump sum. The thing to note here is that maturity returns are not available in term insurance.
Health Insurance: Health insurance is very important in today's time. This insurance is very useful in controlling the expenses of diseases. If you have good insurance, then you are saved from expenses like critical illness expenses, doctor's fees, medicines expenses, etc.
Health insurance covers all expenses. You should know all the terms and conditions of the company while taking health insurance because many insurances do not cover certain diseases. In such a situation, in order to avoid any problems in the future, you should choose health insurance in advance.
Home Insurance: You should also insure your home. Whenever an accident happens in the house, then this insurance comes in handy. It protects against the risk of any risk happening in the house. Apart from this, it also covers personal property. This insurance comes in handy if the house is damaged due to fire, theft, or any natural calamity.
Accident Insurance: Accidents can happen to anyone and anytime, so it is better that we keep ourselves safe and be prepared for any untoward incident.
One should take accident insurance to keep himself and his family safe. Pradhan Mantri Suraksha Bima Yojana is also being run by the central government. In this plan, you get coverage of Rs 2 lakh. You can also buy an accident policy.
Motor Insurance: If you have a vehicle then you should take motor insurance. With motor insurance, you secure yourself along with your vehicle. It is mandatory for all drivers to have third-party insurance. In this insurance, you have to renew the insurance every year, for which you also have to pay a premium.